Investment Planning

Strategic Asset Allocation
Portfolio Diversification
Use of Specialist Money Managers
Continuous Portfolio Monitoring
Tax Management
Sample Portfolio Models
and Investment Strategies

For your taxable assets, the tax consequences of the investments are a concern. We will develop different portfolios for taxable and tax-exempt investors. Using many tax-control strategies, the tax sensitive portfolios seek to reduce tax liability and generate enhanced after-tax returns.

Common Areas for Improvement in Investment Process:

Lack of clear investment policy
Investments mismatched with objectives
Inappropriate level of risk
Lack of adequate diversification
Under performing investments or investment managers
Investment style drift
Overlapping investments or management styles
Lack of tax management
Excessive expenses or trading activity
Lack of portfolio monitoring
Lack of portfolio adjusting and rebalancing
Unclear or untimely portfolio reporting
Lack of communication and service